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319-385-1577 | 866-242-4232

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Low Interest Financing For Energy Efficiency Improvements

Low Interest Financing for Energy Efficiency Improvements

Access Energy Cooperative offers to members low interest financing for energy efficiency improvements.

Loans may be made to finance the cost of materials and labor for the following energy efficient measures:

  1. caulking;
  2. weather stripping;
  3. heat pump systems (including water source heat pumps) and water heaters;
  4. heat pumps, water heaters and central heating or central air conditioning system replacements and modifications, which reduce oil or gas consumption, except in those cases where the primary fuel for generating electricity is oil or gas;
  5. ceiling insulation;
  6. wall insulation;
  7. floor insulation;
  8. duct insulation;
  9. pipe insulation;
  10. water heater insulation;
  11. storm windows;
  12. thermal windows;
  13. storm or thermal door;
  14. electric demand on the electric system;
  15. clock thermostats and
  16. attic ventilation fans.

Loans to finance the cost of energy efficient measures in residential, commercial and industrial, public buildings, and facilities and structures used in agricultural operations will be financed up to 80% of total cost of project with a minimum of $500 and a maximum of $10,000 per member-consumer. Additional funds would only be available if approved by the entire Access Energy Cooperative Board of Directors. (One loan per member.)

The current interest rate on these low interest Loans for the FIRST quarter of 2023 is 5.85% per annum on the unpaid balance of the loan, except that interest payments in default shall be the maximum rate allowed by the Iowa treasury stature applicable.

To insure that the loan program will be available to the greatest number of the member-consumers, the loan limits and time frame for the loans are as follows:

$ 500 to $1000 2 year maximum
$1001 to $2000 3 year maximum
$2001 to $3000 4 year maximum
$3001 to $10,000 5 year maximum 

Loans in excess of $10,000 (5-year max) must be approved by entire Access Energy Cooperative Board of Directors.

Loan Funds cannot be advanced prior to completion and inspection of project.

To inquire for more information, or to apply for a loan, please click here to send an email to the marketing department at Access Energy Cooperative.

Dedicated to exceeding member's expectations for safe, reliable, efficient service while being a good citizen in our communities.

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1800 West Washington Street 

P.O. Box 440

Mount Pleasant, IA 52641

To REPORT AN OUTAGE CALL

319-385-1577 | 866-242-4232

Access Energy Cooperative is an equal opportunity provider, employer and lender. To file a complaint of discrimination write USDA, Office of Civil Rights, 1400 Independence Avenue, SW, Washington, DC 20250-9410 or call 800-795-3275 (voice) or 202-720-6382 (TDD).

©2023 Access Energy Cooperative. Safe, reliable, efficient service and a good citizen in our communities.

  • Home
  • My Cooperative
    • About AEC
      • About Us
      • Our Staff
      • Board of Directors
        • How to Run for the Board of Directors
          • Nomination Process Begins for 2021 Board Election
      • Monthly Magazine
      • Service Area
      • Annual Meeting
        • Election of Directors
      • Cooperative Principles
      • Where Does Your Power Come From?
      • History of Co-ops
      • About Touchstone Energy
      • Employment Opportunities
    • Policies
      • Articles of Incorporation
      • By-Laws
      • E-Business Privacy Policy
      • Identity Theft Protection
      • Privacy Policy
      • Rights and Remedies
      • Statement of Nondiscrimination
    • Member Info
      • Dividends
        • Treasure Hunt
      • What does it mean to be a member?
  • Your Account
    • Payment Options
      • Bank Draft
      • Budget Billing
      • Credit/Debit Card Payments
      • Payment Drop Box
    • Billing
      • Your Meter
      • Questions About Your Bill
    • IA Energy Assist Program (LIHEAP)
    • Moving/Address Changes
    • Rates
    • Dividends
  • Residential & Business
    • Residential
      • Residential Rebates
      • Rates
      • Products Available
      • Financing
      • Energy Audits
      • Energy Saving Ideas
    • Business
      • Business Rebates
      • Rates - Commercial & Industrial
      • Power Quality
      • Services
        • Business Energy Audits
        • Thermal Imaging
        • Questline
        • Business Energy Advisor
        • BizConnections
        • Energy Saving Ideas
  • Safety
    • General
      • Blinking Lights
      • Restoring Power
      • Safety Tips
      • Maintenance Programs
      • Safety Equipment
      • Safety Quiz
      • Frequently Asked Questions
    • Safety Policies and Procedures
      • Grain Bin Clearance
      • Tree Trimming
      • Call Before You Dig!
  • Community
    • Legislation
      • Current Legislative Issues
      • National Legislative Issues
      • Contact Your Legislators
    • Economic Development
      • Economic Development Partners
      • Revolving Loan Fund
    • News
      • Coop News
  • Co-op Programs
    • Programs for Youth
      • Access Energy Cooperative Scholarship Program
      • Summer Work and Internships
      • Youth Tour Contest
      • Kids Zone
    • Tools For Schools
      • Teachers Zone
      • Get Charged!
      • Safety Demonstrations
    • General
      • Photo Contest
      • RECare
      • Co-op Connections
      • Together We Save
      • Lineworker Scholarship Application
    • International Assistance
  • Going Green
    • General
      • A Balanced Fuel Mix Promotes Power Reliability
      • Electric Vehicles
      • Energy Saving Ideas
      • Programs to Help You Save Energy
      • Access to Green Energy Program
      • Environmental Partners
      • Rebates and Low Interest Loans
      • Solar Energy Generation
    • Wind Energy Info
      • Questions to Ask Vendors
      • Small Wind Systems
      • Tariff Requirements
      • Ten Steps to Wind Systems
      • Wind FAQs
  • Outage Center