Dividends

Dividends for Access Energy Members

At Access Energy Cooperative, every member is an owner of the business. Unlike other electric utilities, your co-op exists to make sure your needs are met, not to make a profit. As a member-owner, you share in the margins earned in the form of dividend checks.

We work hard every day to keep your rates as low as possible. But it’s nice to know that when there are margins earned, they go back to you!

Access Energy Cooperative offers special payment options of patronage dividends to estates and former members. If the dividend account is in the name of someone who has passed away or no longer receives electric service from Access Energy Cooperative, please submit the information below, or notify our office.

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List of checks issued for members we cannot find. Do you know any of them?

For any further questions, call our finance department at 319-385-1577 or 1-866-242-4232. Or you can complete the information below by selecting “Dividend Information” and send to them.

Access Energy is organized as a cooperative, owned by its members. As a cooperative, Access Energy does not earn profits. Instead, any revenues and other income over and above the cost of doing business during a given year are considered “margins”.

A percentage of these margins is “allocated” to each member’s dividend account for those members of the cooperative who bought power from us during the year. Patronage dividends are not the same as cash or stock.

Access Energy is a member of a power supply cooperative, Northeast Missouri Electric Power Cooperative (Northeast Power), which in turn allocates their margins to their members. All patronage dividends allocated to Access Energy from Northeast Power are also allocated to our members.

Patronage dividends are held by the cooperative in your dividend account as capital contributions until paid back to the members in the form of patronage divided checks.

Patronage dividends are used for a variety of operating and capital costs and are typically repaid to members of record for the year in which they were earned. This membership capital allows us to conduct our daily business and to help reduce the cost of borrowing and hold down rates.

The board of directors considers a retirement of patronage dividends annually. When a patronage dividend retirement is authorized by the board, both the dollar amount and year(s) to which the refund relates are specified.

In 2025, your board of directors approved a retirement of $1,065,831. This amount included a portion from Northeast Power.

If you were a member of the cooperative during 2006, 2009, 2010 and/or 2024, you will receive a dividend payment. Checks will be distributed at the annual meeting of members on August 5, 2025. Checks not picked up at the meeting will be mailed out after the meeting. If you signed up to receive your dividend payments as bill credits prior to July 1st, the credit will be on your July bill.

If a member becomes deceased or no longer receives electric service from Access Energy Cooperative, patronage dividends can be refunded on a discounted basis upon completion of the proper paperwork.

Members can request to receive their dividend check as bill credits on their account instead of the checks that are normally handed out at the annual meeting of members. Please contact us at 1-866-242-4232 or 319-385-1577 to request this change; or you can submit the form below to send us an email.

Please use the form below to email us questions or comments. We will respond as soon as we can. Please understand that contacts made through our website are generally monitored during our regular business hours. Thank you.

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Dividends

Dividends for Access Energy Members

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Dedicated to exceeding member's expectations for safe,
reliable, efficient service while being a good citizen in our communities.

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Dividends for Access Energy Members

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Does all the Revenue Earned by Access Energy Cooperative go back to the Members as Dividends?

How Much was Allocated this Year?

Do I have a Dividend Account?

Why don't I get my Dividend as soon as it is Allocated?

How do I get the Money from my Dividend Account?

Dedicated to exceeding member's expectations for safe, reliable, efficient service while being a good citizen in our communities.

Mobile App

Main Office

Quick Links

Dedicated to exceeding member's expectations for safe,
reliable, efficient service while being a good citizen in our communities.