Access Energy Cooperative will limit the use and collection of non-public personal information to that which is necessary to maintain and administer financial services, and when it is beneficial for designing, operating, and maintaining the Cooperative’s electric system to offer safe, reliable and efficient service.

The information will not be shared with third parties unless:

1. The information is provided to help complete a member-consumer initiated transaction (such as reporting agencies, document processing companies, etc.);
2. The member-consumer has requested it;
3. The disclosure is required by law, warrant, or court order; or
4. The disclosure is required by banking regulation 

“Third party” is defined as any person or entity other than: employees of the Cooperative; the Cooperative’s designated legal counsel; or any entity contractually bound to the Cooperative to provide billing or collection services for electric cooperative accounts.

When member-consumer information is provided to any third parties, that third party must be bound by appropriate confidentiality and non-disclosure obligations.